Car Loans Australia
Drive away in the car you want, sooner. Compare competitive car loan rates from 50+ Australian lenders.
What is a car loans?
Buying a car is a big decision, and the loan behind it shouldn't cost you more than it needs to. A car loan lets you spread the cost of a new or used vehicle over a term that suits your budget, with the car itself usually serving as security to keep rates competitive.
Business Loans Broker compares more than 50 Australian lenders to find a car loan with a competitive rate and flexible terms for personal or business buyers, whether you're purchasing from a dealer or privately.
With fast approvals and a free brokerage service, you can secure your finance with confidence before you head to the showroom.
Who it's for
- Individuals buying a new or used car
- Business owners purchasing a personal vehicle
- Buyers comparing rates before visiting a dealer
- People purchasing privately or from a dealership
- Anyone wanting a competitive, secured car loan
Eligibility — what you'll typically need
- A registered ABN (and GST registration for larger amounts)
- Generally 6+ months trading (startup options available)
- Recent business bank statements or BAS
- Australian resident or citizen
Why choose this finance with us
New or Used
Finance a brand-new car or a quality used vehicle.
Competitive Rates
We compare lenders to find a sharp, secured car loan rate.
Dealer or Private
Fund a purchase from a dealership or a private seller.
Flexible Terms
Choose a loan term that keeps repayments comfortable.
50+ Lenders
Compare the market in one place instead of chasing quotes.
Free Service
No cost to you — the lender pays our commission.
From enquiry to funded in 4 steps
Tell Us the Car
Share the vehicle you want and the amount you need to borrow.
We Compare
Our brokers match you with competitive car loan lenders.
Review the Rate
We present clear offers with the rate, fees and term explained.
Drive Away
Accept an offer and settle, often within 48 hours.
One application. 50+ lenders. Better outcome.
With Business Loans Broker
- Compare 50+ lenders with one application
- A specialist negotiates on your behalf
- Unsecured & low-doc options the banks won't offer
- Soft check — no credit-score impact to compare
- Free service, funded in as little as 24 hours
Going direct to one bank
- One product, one set of rules
- You do all the legwork and chasing
- Often weeks of back-and-forth
- A decline can dent your credit file
- Limited flexibility on structure
What our clients say
"We needed a second excavator before the wet season hit and the bank wanted weeks of paperwork. The team here had $145k in equipment finance approved in three days so we didn't miss the contract."
"As a sole trader sparky I never thought I'd get finance on a new ute without endless hassle. Got the vehicle finance sorted with a rate better than the dealership offered."
"Our cafe had a brilliant winter but cash flow was always tight waiting on the quieter months. The working capital facility they arranged smoothed everything out and we finally opened the second location."
"Honestly thought my credit history would shut every door. They listened, found a lender who looked at where my business is now rather than three years ago, and got me $60k."
"Invoice finance changed how we operate. Instead of chasing 60-day terms from the big retailers, we draw down against the invoices and pay our growers on time, every time."
"I had four separate business debts at different rates and it was doing my head in. They consolidated the lot into one manageable repayment and I'm saving close to $900 a month."
"Opening a dental practice meant funding fit-out, chairs and imaging gear all at once. They structured the lending around my situation as a medical professional and the whole thing was painless."
"We took on a franchise and the upfront fees were daunting. The broker walked us through the lender requirements step by step and we settled on time without any last-minute drama."
"Quick, no fuss merchant cash advance against our card takings. Money was in the account inside 48 hours and we used it to stock up before the Christmas rush."
Car Loans — your questions answered
Yes. Both new and used cars can be financed, though rates and terms may vary with the vehicle's age.
Typically yes. A secured car loan uses the vehicle as security, which usually means a lower rate than an unsecured loan.
Many lenders fund private sales as well as dealer purchases, with slightly different documentation for private buys.
Terms commonly range from one to seven years. A longer term lowers repayments but increases total interest paid.
Yes. We are paid by the lender, so comparing car loans costs you nothing.
Related finance options
Vehicle Finance
Get the right vehicle on the road sooner. Competitive finance for cars, utes and vans with fast approvals.
Learn moreCommercial Vehicle Finance
Keep your business moving with finance for trucks, vans and commercial fleets. Competitive rates and fast approvals.
Learn more
Personal Loans Fast Approval
Need funds fast? Compare personal loans with quick approval and competitive rates from 50+ Australian lenders.
Learn more