Franchise Finance Australia
Buy into a proven brand with the right funding behind you. Franchise finance for purchase, fit-out, equipment and working capital.
What is a franchise finance?
Buying into a franchise is a proven way to run your own business with the backing of an established brand and system. Franchise finance helps you fund the franchise fee, fit-out, equipment, stock and working capital needed to get trading from day one.
Business Loans Broker compares more than 50 Australian lenders, including those familiar with the major franchise systems and their cash flow models. We help you structure funding that aligns with your franchisor's requirements and your own goals.
Our service is free because the lender pays us, so you can secure competitive franchise finance without an extra cost.
Who it's for
- First-time buyers entering an established franchise system
- Existing franchisees expanding to a second or third site
- Owners funding a franchise fit-out or refurbishment
- Investors purchasing an established franchise resale
- Franchisees needing working capital to launch
Eligibility — what you'll typically need
- A registered ABN (and GST registration for larger amounts)
- Generally 6+ months trading (startup options available)
- Recent business bank statements or BAS
- Australian resident or citizen
Why choose this finance with us
Franchise Specialists
Lenders who understand established franchise brands and their models.
Cover the Full Cost
Fund the franchise fee, fit-out, equipment and opening stock.
50+ Lenders
We compare the market to find finance tailored to franchisees.
Multi-Site Ready
Funding for your first franchise or to expand your network.
Flexible Security
Secured and unsecured structures depending on your situation.
Free Service
No fees for our comparison or advice — the lender pays us.
From enquiry to funded in 4 steps
Tell Us the Brand
Share the franchise you're buying and how much you need to fund it.
We Compare Lenders
Our brokers match you with lenders experienced in franchise finance.
Structure the Deal
We help align funding with your franchisor's requirements and terms.
Get Trading
Accept an offer and secure the funds to open your doors.
One application. 50+ lenders. Better outcome.
With Business Loans Broker
- Compare 50+ lenders with one application
- A specialist negotiates on your behalf
- Unsecured & low-doc options the banks won't offer
- Soft check — no credit-score impact to compare
- Free service, funded in as little as 24 hours
Going direct to one bank
- One product, one set of rules
- You do all the legwork and chasing
- Often weeks of back-and-forth
- A decline can dent your credit file
- Limited flexibility on structure
What our clients say
"We needed a second excavator before the wet season hit and the bank wanted weeks of paperwork. The team here had $145k in equipment finance approved in three days so we didn't miss the contract."
"As a sole trader sparky I never thought I'd get finance on a new ute without endless hassle. Got the vehicle finance sorted with a rate better than the dealership offered."
"Our cafe had a brilliant winter but cash flow was always tight waiting on the quieter months. The working capital facility they arranged smoothed everything out and we finally opened the second location."
"Honestly thought my credit history would shut every door. They listened, found a lender who looked at where my business is now rather than three years ago, and got me $60k."
"Invoice finance changed how we operate. Instead of chasing 60-day terms from the big retailers, we draw down against the invoices and pay our growers on time, every time."
"I had four separate business debts at different rates and it was doing my head in. They consolidated the lot into one manageable repayment and I'm saving close to $900 a month."
"Opening a dental practice meant funding fit-out, chairs and imaging gear all at once. They structured the lending around my situation as a medical professional and the whole thing was painless."
"We took on a franchise and the upfront fees were daunting. The broker walked us through the lender requirements step by step and we settled on time without any last-minute drama."
"Quick, no fuss merchant cash advance against our card takings. Money was in the account inside 48 hours and we used it to stock up before the Christmas rush."
Franchise Finance — your questions answered
Often a large portion can be funded, covering the franchise fee, fit-out, equipment and stock. The amount depends on the brand, your contribution and the lender.
Yes. Established, well-known systems with proven cash flow are generally viewed more favourably, which can improve your options and terms.
Many lenders expect a contribution from you. We match you with lenders whose deposit requirements suit what you have available.
Absolutely. Multi-site franchisees can access funding to expand, often on stronger terms given a proven track record.
Yes. We are paid a commission by the lender, so our advice and comparison cost you nothing.
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