Business Vehicle Finance Australia
Get the right vehicle on the road sooner. Competitive finance for cars, utes and vans with fast approvals.
What is a vehicle finance?
Whether you need a single work vehicle or a growing fleet, vehicle finance helps you get the right cars, utes and vans on the road without a large upfront cost. With the vehicle typically serving as security, you can often access competitive rates while preserving your working capital.
Business Loans Broker compares more than 50 Australian lenders to find the most suitable structure, such as a chattel mortgage or lease, for new or used vehicles bought from a dealer or privately.
With fast approvals and a free brokerage service, you can drive away sooner and keep your cash in the business.
Who it's for
- Businesses buying a work car, ute or van
- Companies building or upgrading a fleet
- Owners wanting to preserve cash on a vehicle purchase
- Buyers of new or quality used vehicles
- Operators buying from a dealer or private seller
Eligibility — what you'll typically need
- A registered ABN (and GST registration for larger amounts)
- Generally 6+ months trading (startup options available)
- Recent business bank statements or BAS
- Australian resident or citizen
Why choose this finance with us
Cars, Utes & Vans
Finance any business vehicle, from a single car to a fleet.
Competitive Rates
The vehicle secures the loan, often unlocking sharper pricing.
New or Used
Fund brand-new or quality used vehicles, dealer or private sale.
Flexible Structures
Chattel mortgage or lease to suit your tax and cash flow.
50+ Lenders
We compare the market so you don't have to chase quotes.
Free Service
No cost to you — the lender pays our commission.
From enquiry to funded in 4 steps
Tell Us the Vehicle
Share the car, ute or van you want and its price.
We Compare
Our brokers match you with competitive vehicle finance lenders.
Choose a Structure
We explain chattel mortgage and lease so you pick the best fit.
Drive Away
Accept an offer and settle, often within 48 hours.
One application. 50+ lenders. Better outcome.
With Business Loans Broker
- Compare 50+ lenders with one application
- A specialist negotiates on your behalf
- Unsecured & low-doc options the banks won't offer
- Soft check — no credit-score impact to compare
- Free service, funded in as little as 24 hours
Going direct to one bank
- One product, one set of rules
- You do all the legwork and chasing
- Often weeks of back-and-forth
- A decline can dent your credit file
- Limited flexibility on structure
What our clients say
"We needed a second excavator before the wet season hit and the bank wanted weeks of paperwork. The team here had $145k in equipment finance approved in three days so we didn't miss the contract."
"As a sole trader sparky I never thought I'd get finance on a new ute without endless hassle. Got the vehicle finance sorted with a rate better than the dealership offered."
"Our cafe had a brilliant winter but cash flow was always tight waiting on the quieter months. The working capital facility they arranged smoothed everything out and we finally opened the second location."
"Honestly thought my credit history would shut every door. They listened, found a lender who looked at where my business is now rather than three years ago, and got me $60k."
"Invoice finance changed how we operate. Instead of chasing 60-day terms from the big retailers, we draw down against the invoices and pay our growers on time, every time."
"I had four separate business debts at different rates and it was doing my head in. They consolidated the lot into one manageable repayment and I'm saving close to $900 a month."
"Opening a dental practice meant funding fit-out, chairs and imaging gear all at once. They structured the lending around my situation as a medical professional and the whole thing was painless."
"We took on a franchise and the upfront fees were daunting. The broker walked us through the lender requirements step by step and we settled on time without any last-minute drama."
"Quick, no fuss merchant cash advance against our card takings. Money was in the account inside 48 hours and we used it to stock up before the Christmas rush."
Vehicle Finance — your questions answered
Cars, utes, vans and light commercials for business use, whether a single vehicle or a full fleet, new or used.
Usually yes. The vehicle typically secures the finance, which often means more competitive rates than unsecured borrowing.
Both. Many lenders fund dealer and private sales, though documentation requirements can differ slightly for private purchases.
A chattel mortgage means you own the vehicle and finance it; a lease lets you use it for a term. The tax and cash flow effects differ, and we'll explain them.
Yes. We are paid by the lender, so comparing vehicle finance costs you nothing.
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